Equity release can be a valuable financial option for homeowners aged 55 and over who wish to unlock the value tied up in their property.

At Bennett Oakley Solicitors, our experienced solicitors provide clear, independent legal advice on equity release, ensuring you fully understand your options and can make informed decisions with confidence.

We work closely with you and your chosen financial adviser to protect your interests at every stage of the process.

What Is Equity Release?

Equity release allows you to access some of the value of your home without having to sell or move. The most common types of equity release schemes are:

• Lifetime Mortgages – a loan secured against your home, typically repaid when you pass away or move into long-term care
• Home Reversion Plans – selling part or all of your property while retaining the right to live in it for life

Each option has long-term financial and legal implications, which is why independent legal advice is a mandatory and essential step.

Why You Need Independent Legal Advice

Equity release is a significant financial commitment. Our role is to ensure that:

• You fully understand the terms and conditions of the equity release scheme
• The product is suitable for your personal circumstances
• Your rights, future options, and estate planning goals are protected
• There is no undue pressure or conflict of interest

We will never rush the process and will always act solely in your best interests.

Our Equity Release Legal Services

Our equity release solicitors will carefully review the equity release offer and mortgage documentation, clearly explaining the legal and financial implications in plain English so you can make informed decisions. We ensure the transaction complies fully with Equity Release Council standards, liaise closely with your lender and financial adviser throughout the process, and provide the required certificate of independent legal advice. All legal work is completed efficiently and transparently, with your best interests at the centre of everything we do.

Equity Release and Estate Planning

Equity release can have a significant impact on the value of your estate, the inheritance you may leave to loved ones, and your entitlement to means-tested benefits. As a full-service law firm, we can also advise on Wills, Lasting Powers of Attorney, and wider estate planning, helping you take a joined-up and considered approach to your future.

Why Choose Bennett Oakley Solicitors?

• Experienced private client and property solicitors
• Clear, jargon-free advice
• Friendly, approachable team
• Offices in Brighton, Burgess Hill, Hassocks and London
• Transparent fees with no hidden surprises
• A reputation for professionalism and personal service

Speak to an Equity Release Solicitor

If you’re considering equity release or have already received a recommendation from a financial adviser, we’re here to help.

Contact Bennett Oakley Solicitors today to arrange a confidential discussion with one of our experienced equity release solicitors.